You may have heard of ISAs, but been put off by the bewildering array on offer. […]
Guide to ISAs
Guide Tags: Investments
The 4% rule
The 4% rule is a retirement income rule. The theory goes that if you take no more than 4% of your portfolio as income then it will last at least 30 years. […]
The 8 to 18 fund rule
This is the manageable number of funds in your portfolio. If the number of funds is greater than 18 then it can get difficult for an investor to keep track of what’s going on — professional portfolio managers tend to run at about 50 fund holdings but are on the case 24/7 and have a supporting team. Another problem in holding too many funds is that overlap can occur. […]
Savings v Investments
For many people, the difference between saving and investing is the difference between putting regular amounts of money aside each month and having to deal with a large capital sum. But for professional financial advisers, it also relates to the type of investments you choose for your money. […]
How to choose the best investments
Choosing the best investment is not easy. Most people would like to get the highest returns with the least amount of risk. But there is normally a trade-off. The highest returns normally come from the riskiest of investments. […]
How much does it cost to invest?
It may come as a surprise, but you have to pay for investments whether you use an adviser or not. That’s because the people looking after your money, need to be paid for the work they do. There’s no such thing as a free lunch… […]
