Chip

Chip was founded in 2017 and has become a fintech challenger aiming to be the home for clients saving and investing. Chip has two offerings Chip and ChipX with the latter costing £5.99pm, as it provides a wider range of funds and features. The purpose of the app is to assist customers in easily contributing to their savings. You don’t have to worry about calculating how much you can afford to save because the application uses artificial intelligence to do the heavy work for you.