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Chelsea Financial

Chelsea Financial started life in 1983 as a discount broker. It now offers a personalised service and has acquired a reputation for its independent fund research.

It is supported by the Aegon (formerly Cofunds) institutional platform and works closely with sister company, FundCalibre, which specialises in fund research and ratings, and model portfolios.

Available products & wrappers

General investments ISAs Lifetime ISAs Junior ISAs Pensions & SIPPs Junior pensions & SIPPs Other

Available investments

UK funds Offshore funds ETFs ITs Equities Bonds Other
VCTs, EISs, Structured products

Table of charges

Platform charges Product charges Other charges
Funds (0-£250,000) 0.40%
Funds (£250,000.01-£500,000) 0.35%
Funds (£500,000.01-£1,000,000) 0.30%
Funds (£1,000,000.01-£2,000,000) 0.25%
Funds (over £2,000,000) 0%

Research, tools and information

Research

Two recommended fund lists and five ready-made model portfolios (Chelsea easyISAs)

Compare+Invest review of Chelsea Financial

Products & wrappers Investments Research & guidance Charges Overall rating
3/5
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4/5

Chelsea Financial Review

Chelsea Financial is a mixed bag. It’s best for people who have a big budget, are interested in picking their own investments, and only want to deal with funds.

What are the investment options at Chelsea Financial?

While you can’t buy individual shares through Chelsea Financial, their fund research is fantastic. That being said, their Fundstore isn’t very well integrated into the website, so it takes some getting used to.

Is Chelsea Financial expensive?

Unlike other providers, Chelsea don’t charge an exit fee, which means you’re free to close your account or switch providers without penalty. However, the fees you pay while invested are on the higher side unless you invest over £250,000. If you’re starting with less than this, you might want to look elsewhere.