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Beanstalk is a low-cost app-based platform established by KidStart, a shopping club with over 2,300 retailers, which gives cashback straight into kids’ accounts.

It is focused on family investing and allows investors to invite others to co-contribute to their child’s Beanstalk JISA, save their spare change and top up on the go. It offers stocks and shares ISAs and JISAs.

Available products & wrappers

General investments ISAs Lifetime ISAs Junior ISAs Pensions & SIPPs Junior pensions & SIPPs Other
Open an account with £10

Table of charges

Platform charges Product charges Other charges
Platform fees 0.5%
Underlying fund charge 0.12% - 0.15%

Research, tools and information

Tools and guides

Calculators and articles

Minimum investments

Lump-sum Top-ups Monthly
Open an ISA with £10 (Open a JISA with no contribution) No fixed monthly or minimum fees

Compare + Invest review of Beanstalk

Products & wrappers Research & guidance Charges Overall rating

If it's saving and investing for your kiddies that you’re interested in, this UK fintech could be the platform for you. A low-cost investing app, it is designed to facilitate easy investing for families.

The app lets you invite others to contribute, set up a regular savings plan, or top up whenever you like. ISAs and Junior ISAs are available and it uses index trackers from Fidelity and L&G to keep costs down..

Our review of Beanstalk App

A great place to start investing for the kids and with lots of nice features. It’s a member of Kidstart, the loyalty programme for parents, so you get cashback straight into the ISAs from retailers who are part of the scheme.