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Plum Premium

Plum is a money management and investment app that uses AI and automation and connects to your bank account, calculates income and outgoings, and puts aside money for investing. Plum has a tiered pricing model which offers four different plans – Basic, Pro, Ultra and Premium.

Plum Premium is its fourth and most expensive tier, costing £9.99 a month. Subscribers get all the features in the first preceding three plans plus a range of additional features, including Plum’s best interest rate as well as access to Plum’s full range of 3,000 stocks and nine extra premium funds.

Available products & wrappers

General investments ISAs Lifetime ISAs Junior ISAs Pensions & SIPPs Junior pensions & SIPPs Other

Table of charges

Platform charges Product charges Other charges
Monthly fee £9.99 (£119.88 annually)
Admin fee 0.48%
Underlying fund charge 0.06%-0.90%

Research, tools and information

Digital information

Mobile app available. Bank account linked app and Facebook Messenger. Live chat available.

Learning

Blog and FAQ section.

Minimum investments

Lump-sum Top-ups Monthly
£1 £1 £1

Compare + Invest review of Plum Premium

Products & wrappers Research & guidance Charges Overall rating
2/5
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3/5
A great service but limited selection. Hopefully Plum will add more funds to broaden coverage.