Plum Pro
Plum is a money management and investment app that uses AI and automation and connects to your bank account, calculates income and outgoings, and puts aside money for investing. Plum has a tiered pricing model which offers four different plans – Basic, Pro, Ultra and Premium.
Plum Pro is its second-tier plan. For £2.99 a month you get all the features of the Basic plans and tools features plus the app uses behavioural science research to help customers reach their financial goals faster.
In addition, it provides a better interest than the Basic plan as well as gamified deposit rules, access to its introductory range of 12 investment funds and cashback.
Available products & wrappers
| General investments | ISAs | Lifetime ISAs | Junior ISAs | Pensions & SIPPs | Junior pensions & SIPPs | Other |
|---|---|---|---|---|---|---|
Table of charges
| Platform charges | Product charges | Other charges | |
|---|---|---|---|
| Monthly fee | £2.99 (£35.88 annually) | ||
| Admin fee | 0.48% | ||
| Underlying fund charges | 0.06%-0.90% |
Minimum investments
| Lump-sum | Top-ups | Monthly |
|---|---|---|
| £1 | £1 | £1 |
Compare + Invest review of Plum Pro
| Products & wrappers | Research & guidance | Charges | Overall rating |
|---|---|---|---|
What is Plum - Ethical Portfolio?
This is the snazzy fintech’s socially responsible investment option. It is one of its more advanced, thematic portfolios. The way it works is that it links to your bank account and then works out your income and outgoings. It then sets aside money for you to invest. In a similar vein It has a handy budgeting features and bills comparison tool. So far so good.
What do you get?
It offers three ethical funds for those who want to do their bit for the common good as well as grow their money.
Our review of Plum Ethical
OK for socially conscious investors. The investment options are very limited
