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Plum Ultra
Plum is a money management and investment app that uses AI and automation and connects to your bank account, calculates income and outgoings, and puts aside money for investing. Plum has a tiered pricing model which offers four different plans – Basic, Pro, Ultra and Premium
Plum Ultra is the third tier up and costs £4.99 a month. Subscribers get all the features in the Basic and Pro plan and they also get a range of additional perks, such as an even more advanced budget tool. They also get a Spending Tracker that displays all transaction data from linked bank accounts and cards.
Available products & wrappers
| General investments | ISAs | Lifetime ISAs | Junior ISAs | Pensions & SIPPs | Junior pensions & SIPPs | Other |
|---|---|---|---|---|---|---|
Table of charges
| Platform charges | Product charges | Other charges | |
|---|---|---|---|
| Monthly fee | £4.99 (£59.88 annually) | ||
| Admin fee | 0.48% | ||
| Underlying fund charge | 0.06-0.90% |
Minimum investments
| Lump-sum | Top-ups | Monthly |
|---|---|---|
| £1 | £1 | £1 |
Compare + Invest review of Plum Ultra
| Products & wrappers | Research & guidance | Charges | Overall rating |
|---|---|---|---|
A great service but limited selection. Hopefully Plum will add more funds to broaden coverage and bring down the costs.
